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If you don't recognize the apps your kid is currently obsessing over, here's what you need to know: Temporary Apps Temporary apps allow people to send messages and images that self-destruct after a set window of time.While these cards are often referred to as a prepaid credit card, they don’t come with a line of credit and have less strict eligibility requirements than most credit cards.While you must be at least 18 years old and meet a minimum income requirement to be approved for a credit card, prepaid cards usually have minimum age limits of 14 to 16 and don’t require a credit check.There are a few different prepaid cards on the market, though.Some can only be loaded with money once (such as a gift card) and other prepaid cards are reloadable (like a travel card).